Keywords: Bank holidays next week, RBI bank holiday list, Chhath Puja bank holiday, Sardar Vallabhbhai Patel Jayanti, Igas Bagwal holiday, Bank holidays October 2025, Regional bank holidays, Patna bank holiday, Ranchi bank holiday, Kolkata bank holiday, Dehradun bank holiday.
Introduction
As the festive season continues across India, several regions are gearing up for multiple bank holidays next week. According to the Reserve Bank of India (RBI) bank holiday calendar, banks will remain closed for five days between October 27 and November 2, 2025, in various states due to Chhath Puja, Sardar Vallabhbhai Patel Jayanti, and Igas Bagwal celebrations.
However, it’s important to note that bank holidays differ from state to state based on local festivals, religious observances, and regional customs. While some states will see long weekends due to consecutive holidays, others will experience regular banking operations.
Let’s take a detailed look at the region-wise list of bank holidays from October 27 to November 2, 2025, along with key details about the festivals and banking operations for the upcoming week.
RBI Bank Holiday System: Understanding the Calendar
The Reserve Bank of India (RBI) classifies bank holidays into three main categories:
- Holiday under the Negotiable Instruments Act
- Holiday under the Negotiable Instruments Act and Real-Time Gross Settlement (RTGS) Holidays
- Banks’ Closing of Accounts
These holidays vary across states because each state observes unique festivals and local events. However, Sundays and the second and fourth Saturdays are common holidays for banks across India.
Complete List of Bank Holidays (October 27 – November 2, 2025)
| Date | Day | Occasion | States/Regions Where Banks Will Be Closed |
|---|---|---|---|
| October 27, 2025 | Monday | Chhath Puja (Kartik Shashthi) | Kolkata, Patna, Ranchi |
| October 28, 2025 | Tuesday | Chhath Puja (Kartik Saptami) | Patna, Ranchi |
| October 31, 2025 | Friday | Sardar Vallabhbhai Patel Jayanti | Gujarat, Maharashtra, and select regions |
| November 1, 2025 | Saturday | Kannada Rajyotsava / Igas Bagwal | Bengaluru, Dehradun |
| November 2, 2025 | Sunday | Weekly Off | All over India |
Bank Holiday for Chhath Puja 2025
About Chhath Puja
Chhath Puja is one of the most important festivals celebrated in Bihar, Jharkhand, and parts of Eastern Uttar Pradesh. The festival honors the Sun God (Surya Dev) and Chhathi Maiya, seeking their blessings for prosperity and well-being.
Dates and Bank Closures
- Monday, October 27: Banks will remain closed in Kolkata, Patna, and Ranchi for the first day of Chhath Puja.
- Tuesday, October 28: Banks in Patna and Ranchi will continue to remain shut for the second day of Chhath Puja.
This means that banks in Patna and Ranchi will remain closed for four consecutive days, including weekend holidays (Saturday and Sunday).
Key Points:
- Banks in Bihar and Jharkhand will not operate on October 27 and 28.
- People should complete all important banking tasks, such as cash withdrawals, cheque clearances, and fund transfers, before the weekend.
- Online banking and mobile banking services will remain available during these holidays.
Sardar Vallabhbhai Patel Jayanti – October 31, 2025
Significance of the Day
Sardar Vallabhbhai Patel Jayanti marks the birth anniversary of the Iron Man of India, Sardar Vallabhbhai Patel, who played a key role in uniting India post-independence.
The day is observed as Rashtriya Ekta Diwas (National Unity Day) across the country.
Bank Closures
On Friday, October 31, 2025, banks will remain closed in Gujarat, Maharashtra, and some regions that celebrate the day with parades, cultural programs, and unity runs.
Highlights:
- Banks in Ahmedabad, Surat, Vadodara, and Mumbai may observe a public holiday.
- Online transactions, UPI, and ATM services will remain unaffected.
Igas Bagwal – November 1, 2025
Festival Background
Igas Bagwal is a traditional festival celebrated in Uttarakhand, particularly in the Garhwal region, 11 days after Diwali. It is also known as the “Garhwali Diwali”, commemorating Lord Rama’s return to Ayodhya and the subsequent local celebrations that took place after the news reached the hills.
Bank Closures
Banks in Dehradun and nearby districts will remain closed on Saturday, November 1, 2025, for the Igas Bagwal festival.
Cultural Significance
- The festival is celebrated with folk music, local delicacies, and traditional dances.
- It also marks the end of Lord Vishnu’s four-month rest period (Chaturmas), symbolizing the beginning of new auspicious ventures.
Kannada Rajyotsava – November 1, 2025
About the Festival
Kannada Rajyotsava, also known as Karnataka Formation Day, is celebrated every year on November 1 to mark the formation of the state of Karnataka in 1956.
Bank Closures
Banks across Bengaluru, Mysuru, Mangaluru, and other parts of Karnataka will remain closed on Saturday, November 1, 2025.
Key Points:
- It is a state-wide public holiday in Karnataka.
- Various cultural events, flag hoisting ceremonies, and award functions take place.
Sunday, November 2, 2025 – Weekly Holiday
Banks across India will remain closed on Sunday, November 2, 2025, as per the standard weekly holiday rule.
Even though it’s a routine closure, it contributes to a long weekend in several states, where bank operations will be halted for 3–4 consecutive days due to regional holidays combined with Sunday.
States with Consecutive Bank Holidays
Certain regions will experience multiple consecutive bank holidays next week. Here’s the breakdown:
| State/Region | Holiday Dates | Occasions |
|---|---|---|
| Patna (Bihar) | Oct 26–29 | Weekend + Chhath Puja |
| Ranchi (Jharkhand) | Oct 26–29 | Weekend + Chhath Puja |
| Dehradun (Uttarakhand) | Oct 31–Nov 2 | Sardar Patel Jayanti + Igas Bagwal + Sunday |
| Bengaluru (Karnataka) | Nov 1–2 | Kannada Rajyotsava + Sunday |
How to Manage Banking Tasks During Holidays
1. Use Digital Banking Platforms
Customers can use net banking, mobile apps, and UPI services for:
- Fund transfers (NEFT, RTGS, IMPS)
- Bill payments and recharge
- Checking account balance
- Applying for loans or cards online
2. Plan Cash Withdrawals in Advance
ATMs may experience heavy usage during long weekends. It’s advisable to withdraw necessary cash before the holidays.
3. Avoid Cheque Deposits During Holidays
Cheques deposited just before the holidays may be processed late due to limited clearance days.
4. Utilize 24×7 Services
Most banks provide customer support, card blocking, and fraud reporting facilities 24×7 via helpline numbers or online portals.
RBI Guidelines for Bank Holidays
According to the Reserve Bank of India, each regional office publishes its bank holiday calendar for the year.
The 2025 calendar includes holidays under:
- Negotiable Instruments Act, 1881
- Real-Time Gross Settlement (RTGS) Holidays
- Banks’ Closing of Accounts
Customers should check the RBI’s official website (www.rbi.org.in) or their respective bank branch notice boards for state-specific updates.
Online and ATM Services During Bank Holidays
Even when physical branches are closed, digital and ATM services remain available across India. Customers can:
- Withdraw or deposit money via cash recyclers
- Transfer funds using UPI apps (Paytm, GPay, PhonePe, etc.)
- Use internet banking for bill payments, investments, or FD renewals
However, minor delays in settlement or cheque clearance may occur after long weekends.
Tips for Customers
✅ Complete NEFT/RTGS transactions before the weekend.
✅ Withdraw cash in advance for festive purchases.
✅ Use UPI for instant transactions during holidays.
✅ Keep track of loan EMI and credit card due dates.
✅ Check your bank’s official holiday list for your state.
Bank Holidays Summary (October 27 – November 2, 2025)
- October 27 (Monday): Chhath Puja – Kolkata, Patna, Ranchi
- October 28 (Tuesday): Chhath Puja – Patna, Ranchi
- October 31 (Friday): Sardar Vallabhbhai Patel Jayanti – Gujarat, Maharashtra
- November 1 (Saturday): Kannada Rajyotsava / Igas Bagwal – Bengaluru, Dehradun
- November 2 (Sunday): All India Bank Holiday
Conclusion
The upcoming week from October 27 to November 2, 2025, will see multiple regional bank holidays across India, primarily for Chhath Puja, Sardar Vallabhbhai Patel Jayanti, Kannada Rajyotsava, and Igas Bagwal.
While banking operations will remain suspended in several states, customers can continue using digital and online banking services to manage financial transactions seamlessly.
Before visiting any bank branch, check the state-wise holiday schedule to avoid inconvenience.
With the festive spirit high and back-to-back holidays ahead, it’s the perfect time to plan your banking activities efficiently!
